Project Description: Financial literacy in India is low, there is a need to spread awareness to people about various government schemes to educate people. This is when I thought of BACHAT YOJANA which is an on the go app that benefits people who are financially illiterate targeting not only rural areas but anyone who urges them to be educated. The available government schemes could efficiently be used to save from huge debts, saving options, insurance schemes, etc. This App solves the problem by providing useful information, procedure, and money-saving methods by availing various government policies/schemes available.